![]() ![]() Elections can also be held as soon as you become the most powerful nation, allowing you to demand recognition or initiate an all out global war. In such a world making long term alliances becomes pointless. Much of this becomes obscured if one plays in Domination mode, which requires you to wrest control from every other nation on the map. The game also has an extensive diplomacy system allowing for a variety of team based scenarios. Players are expected to manage their nation’s happiness and taxation levels, and troops must be conscripted with an eye to population and income. It has obviously taken some inspiration from other computer strategy titles, and does feature systems that elevate it far beyond simple dice rolls. It would be a disservice to maintain that the game is entirely a Risk clone. Over the course of the season Age of Conquest was one of the few games I had time for. Downloading it this time from itch.io, I started playing the trial map during the Canada Day long weekend just before I began work as an apiary assistant throughout the summer and fall. Back in April of 2016 Age of Conquest IV was announced and the series grabbed my attention again. ![]() Unless you have hours of time available, you will not get through them in one sitting.ĭue to its roots in family tabletop gaming though, sessions of Age of Conquest flow remarkably quickly. ![]() Most strategy games require an investment that makes them hard to get into if you are not willing to get bogged down in them. While in many ways a simple game, it was still able to hold my interest as an easy time waster. Made by Noble Master Games, a small group of strategy enthusiasts known for making niche titles, the Desura release offered a trial map set during the days of the Roman Empire. After Desura launched for Linux in 2011, I finally gave one of these a try in the form of Age of Conquest III. Mostly made in Java, games like Lux Delux and Aevum Obscurum were notable for their presence on a platform that had yet to be embraced by major game distributors. Weblinks: Official Website, Steam, itch.ioīack when I started using Linux full time around 2007, there were two game genres that were well represented: fast action multiplayer oriented first-person shooters in the Quake mould and Risk derivatives. ![]()
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![]() ![]() However, since December data indicates that inflation is moderating, the Fed has signaled that future rate hikes will be more gradual and may even end once rates reach just above 5%. On the flip side, higher interest rates also mean savers will earn more money on their deposits. The recent rate hike will correspond with a rise in the prime rate and immediately send financing costs higher for many forms of consumer borrowing. Although Fed doesn't control mortgage rates it has a ripple effect on the mortgage industry. The cumulative effect of these sharp rate increases has cooled the housing market and caused the economy to slow, but has done little to lower inflation. The Fed aims to attain a stance of monetary policy that is sufficiently restrictive to return inflation to 2%, which remains elevated around 40-year highs.ĪLSO READ: When is the Best Time to Buy a House? The message could signal a smaller rate hike in December but during the press conference, Chair Powell also noted the ultimate level of interest rates will be higher than previously expected. Policymakers also said that ongoing increases in the target range will be appropriate and that they will take into account the cumulative tightening of monetary policy, the lags with which monetary policy affects economic activity and inflation, and economic and financial developments when deciding on the size of further increases. The decision came in line with market forecasts. It marks a sixth consecutive rate hike and the fourth straight three-quarter point increase, pushing borrowing costs to a new high since 2008. The Federal Reserve raised the target range for the federal funds rate by 75 bps to 3.75%-4% during its November 2022 meeting. In an effort to tamp down inflation, the Federal Reserve is raising interest rates. At the same time, consumer prices on everything are also on the rise making it even more difficult to save money to buy a house next year. It’s becoming harder to buy a house as prices are up year over year, and mortgage rates are soaring. Is it a Good Time to Buy a House or Should I Wait?Ĭheck out the latest housing trends for the previous month if you're unsure whether it is a good time to buy a house or if should you wait until the end of 2023. Houston Real Estate Market: Prices, Forecast, News 2023.Dallas Housing Market: Prices, Trends, Forecast 2023.Atlanta Real Estate Market: Prices, Trends, Forecasts 2023.California Housing Market: Prices, Trends, Forecast 2023.Austin Housing Market: Prices, Trends, Forecast 2023.Los Angeles Housing Market: Prices, Trends, Forecast 2023.Spokane Housing Market: Prices, Trends, Forecast 2023.Tacoma Housing Market: Prices | Trends | Forecast 2023.Housing Market Predictions 2023: Will Home Prices Drop in 2023?.Housing Market Crash 2023: Will Real Estate Crash Again?.21 Best Cities to Invest in Real Estate in 2023.The Housing Market in 2023: Trends and Insights.National Rent Prices 2023: Trends, Analysis & Insights. ![]() ![]() What is Digital Real Estate and How to Invest in it?.Housing Market Forecast 2024 & 2025: Predictions for Next 5 Years.Savannah Housing Market: Prices, Trends, Forecast 2023.Seattle Housing Market: Prices, Trends, Forecast 2023.Housing Market News 2023: Today’s Market Update.Sioux Falls Housing Market: Prices, Trends, Forecast 2023.Sarasota Housing Market: Prices, Trends, Forecast 2023. ![]() ![]() ![]() I've been through it all and tried everything when it comes to learning guitar. The integrated music theory will assist users in creating great sounding chord progressions, using piano-style phrases even if someone never touched a piano, auto-harmonizing melodies, getting chord suggestions, generating melodic or harmonic patterns, loading MIDI files with. I can teach you all of the things that I wish I'd known when I started playing the guitar. RapidComposer is a music prototyping solution that assists composers and producers in composing new and original music. I am proud to say that I have developed a complete guitar learning method that has been specifically designed with the beginner guitarist in mind. Advanced tools for phrase editing, phrase morphing, phrase generation, phrase grouping, motif development, chord progression editing. Features: Unique non-destructive, phrase-based music composition. I have now been playing guitar and singing for over 20 years, and have performed as a singer songwriter guitarist in America, Australia and New Zealand. RapidComposer is a rapid music prototyping software designed for composers, song-writers and musicians of all musical styles. These missing fundamentals would have supercharged my guitar playing abilities and made it significantly easier to memorise and recall basic music theory that I needed to follow so that I could make rapid musical progress on the guitar. I knew I was missing fundamental learning skills that I should have learned on day one. I kept having to learn the same things over again and again. It was a mission to be able to clearly play the chords from my favourite songs. Actually the Guitar RealCharts are multichannel, ch 11-16 strings 1-6 so you need to re channel them first to drag. You can drag the midi/RealChart straight in. They wont let me attach a video larger than 1mb. That was never my experience! When I began playing guitar everything felt like it was a struggle to make my fingers move, or make them go where I wanted them to on the guitar neck. RapidComposer you can see the chord and scale notes, and it will also load as a VSTi then you just import the BB Chord Output Midi file (Mac) to get the same chord track in RC as BB. 13 hours ago &0183 &32 RapidComposer MusicDevelopments MyKVR 199.00Buy CheckoutX RapidComposer LE MusicDevelopments MyKVR 79.00Buy CheckoutX lulukom KVRian 1424 posts since 30 Nov, 2013 Postby lulukom» Wed 1:33 pm Can anyone tell me how to post a normal sized video. I was always in awe of how a great guitar player makes everything they do look so easy, smooth and effortless. I had always wanted to learn how to play guitar. ![]() ![]() It is the first Aid you can make full use of. Using iBeesoft Data Recovery to recover deleted photos on Mac in the iPhoto library will reduce the chance that you lose all the photos permanently.
![]() ![]() This is a disadvantage of the IRR method. The IRR assumes that the cash flows are reinvested at the internal rate of return when they are received. Placing these cash flows in a timeline results in the following ( Table 16.8):įigure 16.3 NPV Profile Graph for a Project with Two IRRs Then, the following year, your company would be required to convert the facility into a public park area for the city, which is expected to cost $620 million. The facility would be used for one year and generate cash inflows of $950 million. The construction cost would be $350 million. Suppose your company is considering building a facility for an upcoming Olympic competition. This can happen when negative cash flows occur in more than one period in the project. ![]() Another disadvantage of using the IRR method is that there may not be a single mathematical solution to an IRR problem. Later in this chapter, we will look at how to use a spreadsheet to do these calculations. With today’s technology, this is no longer a major consideration. Before the prevalence of financial calculators and spreadsheets, calculating the exact IRR was difficult and time-consuming. The IRR is about, but not exactly, 14%, because NPV is not exactly equal to zero (just very close to zero) when we use 14% as the discount rate. We knew the IRR was about 14% for the embroidery machine project because we had previously calculated the NPV for several discount rates. One disadvantage of using IRR is that it can be tedious to calculate. Investors like to speak in terms of annual percentage returns when evaluating investment possibilities. The primary advantage of using the IRR method is that it is easy to interpret and explain. Table 16.7 Calculator Steps for IRR Advantages After these cash flows are entered, simply compute IRR in the final step. To calculate IRR, begin by entering the cash flows for the project, just as you do for the NPV calculation (see Table 16.7). A problem that might require 30 minutes of detailed mathematical calculations by hand can be completed in a matter of seconds with the assistance of a financial calculator.Īll the information your calculator needs to calculate IRR is the value of each cash flow and the time period in which it occurs. Your calculator uses the same type of trial-and-error iterative process, but because it uses an automated process, it can do so much more quickly than you can. A company should reject any project that has an IRR less than the company’s cost of attracting funds the cash flows from such a project are not enough to compensate the investors for the use of their funds.Ĭalculating IRR without a financial calculator is an arduous, time-consuming process that requires trial and error to find the discount rate that makes NPV exactly equal zero. The cash flow from these projects will be great enough to cover the cost of attracting money from investors in addition to the other costs of the project. In other words, a company wants to accept projects that have an IRR that exceed the company’s cost of attracting funds. However, if it costs Sam’s more than 14% to attract capital, the embroidery machine should not be purchased. Therefore, if Sam’s Sporting Goods can attract capital for less than 14%, the IRR exceeds the cost of capital and the embroidery machine should be purchased. The NPV profile graph for the embroidery machine crossed the horizontal axis at 14%. If the IRR is less than the cost of capital, a project should be rejected. If the IRR is greater than the cost of capital, a project should be accepted. The IRR is the discount rate at which the NPV profile graph crosses the horizontal axis. ![]() ![]() ![]() But, this text isn’t descriptive enough for someone who has visual impairments, in other words, anyone who may rely on using a screen reading program. Most content uses text like “click here” to indicate to a user that something should be clicked. This helps those who are deaf or hard of hearing clearly understand the message you’re trying to convey. It’s also important to provide written text, such as closed captions, for each of your videos. To do that, you should always provide an audio description of what is being displayed in the video so those with vision problems can follow along. Video can be useful for viewers of all types as long as you take the extra steps to make it accessible. Recent years have seen a boom in video-based content. Why? Because these tags are used by screen-reading programs to help those who are blind or who have other vision impairments know what is being presented. For example, when creating your company’s logo, don’t provide an alt tag that says “logo.” Instead, be more detailed by using a tag that spells out your company’s name as well as any other text in the logo, such as a slogan.Īlt tags are especially important for content-heavy graphics like infographics. To start, ensure that all of your images have a meaningful alt tag. In a world of heavy graphics-based content, it’s more important than ever to make these forms of content accessible. Here are 7 steps you can take to provide the best online experience for all of your viewers, especially those who are disabled. While your website may be compliant in some aspects, it’s critical to ensure that your site is 100% compliant. In fact, more than 26,000 new ADA claims are filed against companies each year, and more than 240 businesses have been sued over website accessibility since 2015. More than 20% of Americans suffer from a disability, and the government enacted the Americans with Disabilities Act (ADA) to ensure that they had reasonable access to all areas of public life, including the Internet.Ĭompanies such as Hilton, Target, Bank of America, Safeway, and America Online (AOL) have been sued for non-compliant websites under an ADA lawsuit. Of course, it’s not merely nice to have an accessible website it’s the law. This provides a top-notch experience for everyone, which in turn reflects well upon your brand. By following WCAG 2.0 guidelines, you’ll rest easy knowing that every single viewer can access and read your content. Why Accessibility Compliance is ImportantĪs a company, one of your goals should be to provide the best experience for all of your readers, regardless of their limitations or disabilities. ![]() The rules define web content as text, images, sounds, and script, as well as the overall presentation of content.įorming the backbone of the guidelines are four key principles: web content must be perceivable, operable, understandable, and robust. The guidelines lay out ways to bring web content to everyone, especially those with disabilities. WCAG 2.0 was developed by people and organizations around the world in order to create a single shared standard for accessible web content. In this article, we’ll discuss WCAG 2.0 standards, as well as 7 things you can do to ensure that your website is on its way to meeting WCAG 2.0 and ADA Compliance requirements. ![]() WCAG 2.0 guidelines have been approved by top web developers, including those who have produced the brilliance behind CSS3 and HTML5. Meet the Web Content Accessibility Guidelines, also known as WCAG 2.0. These rules will typically suffice, but new accessibility standards have taken center stage. Chances are that your website is already compliant with W3C standards. ![]() ![]() ![]() If you’re just working with a single photo, you may just want to use it as a standalone program. However, if you are working on a layered PSD file, then using it as a plugin obviously makes more sense. Here are two of the most impressive adjustments areas you can make in Topaz Adjust. In addition to enhancing contrast and dynamic range, Clarity also virtually eliminates artifacts. You can now quickly manipulate micro, mid-range, and large area contrast without halos or noise. Topaz Adjust Detail uses AI to find the parts of your image that are “detail” and which are not. You’ll then have the ability to make precise adjustments for small, medium, and large details. Unfortunately, Topaz Adjust does not offer any real option for working non-destructively in Photoshop.Īpplying the Topaz Adjust effects to a Smart Object is pointless because all your adjustments are lost if want to edit the effects. So, we recommend using either a copy of your initial photo, or use a merged layer. This plugin from Topaz Labs has everything a photographer would want in one place. From super easy one-click options, to super precise adjustments, Topaz Adjust has it all.If you are trying ON1 Photo RAW 2021, the ON1 plug-ins, or upgrading from an older version, please consider using my affiliate link. Ready to buy? Use the offer code SDP20 at checkout and SAVE 20% ! There is no extra cost to you and it helps support ON1 tutorials like this one. If you are trying Sharpen AI or other Topaz Labs products, please consider using my affiliate link. There is no extra cost to you and it helps support tutorials like this one. Ready to buy? Click my link and support my work. Photographers use many tools in our post-processing workflow. Usually, one tool is our “digital hub” where all our photos are cataloged and organized. Depending on the image, certain editing jobs may be doled out to specialized tools. A “round trip” is the process of sending a photo from your main photo editing application to another program, making additional edits, and having those edits return to and be registered with your main photo library. ON1 Photo RAW supports round trips to a variety of applications. ON1 To Topaz Sharpen AI And Back - A 3 Step Process It can also work with any photo editing tool that runs as a standalone app. ![]() ![]() ![]() The agency is getting ready to penalize Coincheck in relation to the hack, the Yomiuri newspaper reported on Sunday without saying where it obtained the information. It was allowed to continue operating while awaiting a decision from the Financial Services Agency. Multiple phone calls placed to two different numbers went straight to voice mail.Ĭoincheck was four months past its deadline for receiving a license necessary to operate, as part of Japan’s new legislature to vet and audit cryptocurrency exchanges. On Wednesday, Line Corp, known for its massively popular Line messaging app, said it has applied to the FSA to launch its own cryptocurrency exchange.Coincheck didn’t respond to an email requesting more information and verification of the authenticity of the statement. Regulatory issues and thefts haven't put off other players in Japan's virtual currency market. And no one is sure what's the best way for this." ![]() "Japanese regulators should have had heavier regulations but to do so they would need to have 100 percent clarity about what measures are needed. "Japan regulators should regulate these exchanges the same as banks" to ensure they're properly capitalized, Hikaru Kusaka, cofounder of Estonia-based blockchain developer Blockhive, told journalists in Tokyo on Thursday. He added that in the Mt.Gox, case the company's money and users' cryptocurrency were not segregated, so now current regulations requires this, but they still don't specify how much cryptocurrency must be in offline wallets for security. "Innovation is too fast for (the FSA) and they cannot understand what, let's say, a token is, and what's the real function of the blockchain and what is a cold wallet and a hot wallet…at the beginning of last year, their knowledge was very limited," said Kawai. But he also pointed to a lack of cryptocurrency expertise at the FSA and the fact that it has to struggle to recruit skilled professionals on limited government salaries. Ken Kawai, a partner at Anderson, Mori & Tomotsune in Tokyo who has advised financial organizations and startups about fintech, told reporters Coincheck was allowed to operate as an exchange while its application for a license was still pending. While 16 cyrptocurrency exchanges have been registered in Japan, Coincheck was not one of them. Japan has seen its share of global crypto trading rise following restrictions in China and South Korea. As long as those funds are off public exchanges they will be very difficult to liquidate, especially in large amounts." The foundation has called on the cryptocurrency community to take proper security measures such as hardware wallets and multifactor authentication. The NEM Foundation, the organization behind NEM, said Wednesday it is closely monitoring the stolen funds, adding, "None of the stolen funds have been sent to any exchanges. Officials at the watchdog and the company were not immediately available for comment. The FSA is now probing Coincheck's finances and trying to determine how the hack took place, as well as whether proper security measures have been set up, the Nikkei newspaper reported. ![]() More from Global Investing Hot Spots: Bitcoin's January struggles may hold clues for the future Both stocks and bonds in a bubble? Warren Buffett, already 'god of stocks' in China The company has said it will reimburse them with yen, but questions have emerged about its ability to pay, as well as why it had currencies stored in a hot wallet connected to the internet and thus potentially vulnerable to thieves. Some 260,000 Coincheck customers were victimized in the theft. Personal Loans for 670 Credit Score or Lower Personal Loans for 580 Credit Score or Lower Best Debt Consolidation Loans for Bad Credit ![]() ![]() ![]() To reflect the policies of the shipping companies we use, all weights will be rounded up to the next full pound. The weight of any such item can be found on its detail page. Please also note that the shipping rates for many items we sell are weight-based. Depending on the shipping provider you choose, shipping date estimates may appear on the shipping quotes page. When you place an order, we will estimate shipping and delivery dates for you based on the availability of your items and the shipping options you choose. Note that there are restrictions on some products, and some products cannot be shipped to international destinations. We can ship to virtually any address in the world. We will respond quickly with instructions for how to return items from your order. If you need to return an item, please Contact Us with your order number and details about the product you would like to return. This time period includes the transit time for us to receive your return from the shipper (5 to 10 business days), the time it takes us to process your return once we receive it (3 to 5 business days), and the time it takes your bank to process our refund request (5 to 10 business days). You should expect to receive your refund within four weeks of giving your package to the return shipper, however, in many cases you will receive a refund more quickly. Contours exactly to your vehicle (just like the name says) Raised edge contains spills while cleats prevent slipping. We'll also pay the return shipping costs if the return is a result of our error (you received an incorrect or defective item, etc.). Fast & Free Shipping Find this for your car. You may return most new, unopened items within 30 days of delivery for a full refund. Coops shipping and returns policy is as customer freindly as we can make, We want our customers to trust if your part is not exactly what you want we will make it right. ![]() ![]() ![]() Amaarae) Play on Apple Music - Sugar (feat. The digital content series “ Gathering the Pieces” was launched to help further the discussion. After Arabella gets a text from Della, Terry leaves her at the bar. ![]() HBO recognized tackling the issue of rape and recovery, a half-hour episode a time, on TV no less, required more. Sex Education season two: Asa Butterfield, Emma Mackey and Aimee Lou Wood. Like Arabella, she subsequently experienced flashbacks, deep emotional grief and eventually recalled she was sexually assaulted. Michaela Coels I May Destroy You is, without a doubt, one of 2020s best TV. The result is a series that’s as intimate and authentic as it is topical and necessary.Ĭoel, 32, said the idea behind the BBC series was pulled from her own experience while she was writing the second installation of “Chewing Gum.” She took a break from work, went out to meet a friend and lost consciousness after someone slipped a drug in her drink. 1 Seasons drama international I May Destroy You (HBO): Set in London, this series centers on Arabella (Michaela Coel), whose raw and personal experience of consent is at the heart of the story. It’s a brave effort that dares to pair humor with intense, difficult subject matter. Incredibly, “I May Destroy You” still manages to laugh, and get laughs, thanks to Coel’s undeniable knack for finding comedy in the darkest places. In a furious, unfunny 27-minute set posted to the Netflix Is a Joke YouTube page, Dave Chappelle traces a path from slavery to the death of George Floyd. Although BBC One premiered the show a day after HBO, it completed the season more than a month ahead of the rival network on July 20, 2020. Television Review: Dave Chappelle’s new special isn’t stand-up. ‘I May Destroy You Season 1 aired on HBO on June 7, 2020, and concluded on August 24, 2020, following the broadcast of 12 episodes. ![]() |
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